Tattooist insurance

Who needs tattoo insurance?

Whether you’re doing it on the side, working freelance, or running your own studio, you’ll need tattoo artist insurance. Because we’re guessing you don’t have a bottomless pit of money, or legal expertise.

Your work might be ink-redible, but things can still go wrong.

If you don’t have insurance, and someone makes a claim against you, all the fine lines and dot work in the world won’t save you from the potentially costly consequences.

If you do laser tattoo removal, or body piercings, you’ll need to be covered for those things too.

What insurance does a tattoo artist need?

There are a few different kinds of tattoo insurance you’ll need to think about.

All tattoo artists need treatment liability insurance (also known as medical malpractice). This’ll cover you for any medical issues that arise from your work. Like infections, allergic reactions, or skin damage that result in a claim.

As a tattooist, you take on a pretty big responsibility. You’re permanently changing someone’s appearance. What if they asked for a 13 but you drew a 31?

Say a client thinks you haven’t done what they asked. Or the quality isn’t what they expected. You could be faced with a claim. You’ll need professional indemnity insurance to pay for your defence.

If a client has a slip, trip, or fall in your tattoo studio, or their property is damaged, public liability insurance is there to pay legal fees and any compensation owed.

Own a studio? It’s a wise idea to get contents insurance to protect your space, and all the essential equipment you use there. If you’re freelance and moving around a lot, then portables insurance is the one for you.

Have employees? By law you’ll need employers’ liability insurance.

How much does tattooist insurance cost?

The cost of your tattoo insurance will depend on lots of things. Like whether you have your own studio, how many employees you have, and how much equipment you use.

One thing’s for sure though, treatment liability insurance is an absolute must for all tattooists. Whatever the cost, it’s worth protecting yourself from medical-related claims, because they can cost you more than just money. A lot of money at that.

Why should I buy my insurance from you?

Does sorting out insurance give you the needle? It doesn’t have to.

We’re a no-nonsense, jargon-busting broker, with all the business insurance expertise you need.

We try to make it as easy as possible for tattoo artists to get the right insurance. Our online quote journey is quick and painless. But we have a human side too, with real advisers at the end of the phone.

Need more convincing? How about these for sweeteners… we’ll reward you when you successfully recommend someone. And you’ll get an ‘I’m insured’ badge for your website.

Tattoo artists and lots of other small business owners put their trust in us and love what we do. Check out our platinum-rated Feefo feedback.