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Easy insurance that keeps small business buzzing

Hassle-free protection for freelancers, sole traders and limited companies – with priceless advice and award-winning service thrown in.


Every year, over 80,000 businesses trust our protection

Our clients aren't insurance experts. They don't need to be because, as a specialist broker, they know we are. Us looking out for you means you'll spend less time doing insurance and more time doing business. Whether you whizz through online or talk it through with the team, you'll get everything you need and nothing you don't.

Small business insurance has never been so easy.


PolicyBee's Molly

Taking care of business

Back in 1998, our founder set out to make business insurance simpler, by becoming the UK's first quote‑and‑buy-online broker. That pioneering mindset still shapes how we help small businesses today.

Whether you buy online or talk it through with us, we make getting insurance simple, fast, and tailored to you. We support you from quote to claim with advice that’s honest and helpful.

No call centres, just real people who’ve got your back. It’s easy insurance that keeps small business buzzing.

Smiling freelancer working with a coffee cup in hand

What business insurance do you need?

Dealing with claims takes time, money and legal know-how. You might have enough of one but you'll need lots of all three if it's your unlucky day.

If things do go wrong, business insurance pays your legal costs, picks up your repair bills and covers any compensation. You're free to keep running your business, safe in the knowledge you'll still have one when it's all over.

Professional indemnity insurance

Covers you if you make a mistake or if an unhappy client says you've not done what was agreed – regardless of whether you're actually at fault. It pays for your legal defence, pays to fix whatever's wrong, and pays any compensation. Essential cover for your reputation (and your bank balance).

Public liability insurance

Covers you if someone – anyone – claims your business has injured a person or damaged their property. It pays to defend you and compensates the person claiming. Perfect protection against ‘where there's blame there's a claim'.

Employers' liability insurance

Covers allegations and claims made by staff that your business has made them ill or injured them. Legally, any UK business with employees has to have employers' liability insurance. ‘Employees' in this case includes volunteers, temps, work experience kids and even people lending a hand.

Cyber insurance

Covers the time and money needed to put your business back together following a cyber-attack. This includes the costs of repairing hardware and restoring data, compensating customers, and covering lost income when you're offline.