Charity insurance
Dependable cover for charities doing all kinds of things all over the UK - no matter whether you’re big, small or somewhere in between.
Quote online in less than 2 minutes
Choose the cover you need. We offer public liability, trustee insurance, employers' & volunteers' liability, equipment insurance and more.
- Cover you can rely on – specialist policies from trusted insurers
- Friendly advice – help with your insurance is only ever a phone call away
- Free online training – choose from dozens of useful interactive courses
- No admin fees – ever, and that’s a promise
Quote online for incomes up to £500,000, or call and talk to an expert.
Charity insurance that cares
Charities do a great job of caring for all kinds of causes. But who cares for them if there’s a problem?
Our specialist charity insurance wraps a protective arm around your charity and your people, and provides all the back-up you need if there’s a claim against you.
It’s a friend in need should anything go wrong.
What charity insurance do you need?
Public liability for your charity’s meetings, events, and fundraisers
Charity public liability insurance covers your charity if a meet or an event doesn’t quite go to plan, and someone gets injured. Or maybe their property is damaged.
It takes care of claims arising from trips, slips, falls and other mishaps. Say a visitor to your fundraiser loses their footing on wet grass and comes off badly. Or a mid-meeting coffee spill means your supplier’s laptop and phone are trashed.
In cases like these, public liability insurance is your back-up. It covers your legal costs and any compensation you have to pay.
Charity trustees’ and officers’ insurance for your decision-makers
Charity trustee insurance does the important job of protecting your trustees and officers, who bear legal responsibility for your charity’s activities (and may be unaware of the fact).
If there’s an accusation of wrongdoing, say alleged financial irregularities or a failure to pursue agreed objectives, your charity’s trustees and officers can be held personally liable. That puts their personal finances on the line.
Charity trustees’ insurance pays for expert legal representation and covers both civil fines and compensation.
Employers’ liability insurance for your charity’s staff and volunteers
Your staff and volunteers are your lifeblood. And the Health and Safety Executive says you have a duty of care to them.
That’s why they make employers’ liability insurance a legal obligation if you have employees or helpers. It protects both them and you if doing what they do for you causes them illness or injury.
It covers your legal costs and any compensation due if there’s a claim. Say someone slips on a newly mopped floor and falls awkwardly or damages their back lifting something heavy.
Contents & equipment insurance for all your charity’s kit
Contents and equipment insurance covers all the things you use to run your charity, from the biggest piece of kit to the smallest.
If any of your gear is lost, damaged or stolen, it pays either to repair it, or to replace it as new. That includes technical equipment like computers and AV kit, as well as the things you take out and about.
Business interruption insurance can also be a lifesaver. It goes a step further by covering costs for you to set up temporarily elsewhere if your normal base is out of bounds – say because there’s been a fire or flood.
Professional indemnity for your charity’s services and advice
Professional indemnity insurance for charities has your back if your charity offers any kind of service or advice, and someone says it wasn’t up to scratch or caused them harm.
Maybe someone alleges the advice you gave them backfired and left them out of pocket. Or says a service you provided was sub-standard.
Your cover pays for valuable legal expertise and takes care of any court costs and compensation. It also handles accusations of defamation or breach of copyright.
Cyber insurance for your charity’s data
Cyber insurance deals with the after-effects of a cyber-attack and helps to get your charity back up and running again quickly.
It provides the technical expertise needed to stop an attack, and to restore your systems and websites. It also pays to retrieve data where possible.
If a data breach means you’ve lost personal information like names, addresses, or financial details, cyber insurance takes care of any claims for compensation. Informing the people affected and official investigations by the regulator are also covered.
Why should I buy my charity insurance from you?
Good question. But one we think we can answer confidently.
Talking of confidence, that’s what you need when you’re buying insurance. So, rest assured that we’re experts at what we do, and we only use top insurers.
We’re big fans of the personal touch, and our friendly advisors are just a phone call away if you need help. There’s no call centres or phone menus to navigate.
Or, if you want to go the digital route, you can buy a policy in minutes using our jargon-free online journey. Documents go straight into your inbox.
There’s more, too. You get free online learning in areas like safeguarding and data protection, and a reward if you recommend us.
Still need convincing? Then take a look at our platinum-rated customer feedback. We think it speaks volumes.
£60
a year
Your policy comes with a free subscription to Flick's fully accredited interactive courses.
Learn at your own pace and brush up your skills in essential areas like health & safety, safeguarding, data protection and more.
Take as many courses as you want and help keep your organisation in the know.
Prefer to talk?
Call us and a real person answers. No call centre, no phone menu, no scripts. Just friendly, helpful advice from a charity and not-for-profit specialist.
