Retroactive cover

There are loads of requirements for chartered accountants' professional indemnity insurance. Make sure you know what to look for.

You can't compare professional indemnity insurance on price alone. You also need to look at cover, claims, and what kind of service you get.

Professional indemnity is 'claims made' insurance. Other types of insurance are 'claims occurring'. But what's the difference? And why does it matter?

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.