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Managing risk

What do you do when a client refuses to pay?

Clients refusing to pay is bad news. But it doesn't have to mean a court battle. Here's how your professional indemnity insurance can help.

What insurance do savvy Shopify sellers need?

Shopify insurance may not be required under their Ts & Cs. But there are plenty of reasons your business needs it. Here’s why…

The danger of recommending materials

Nothing wrong with recommending materials as part of your service, is there? Not unless it goes horribly wrong and you're held liable.

Freelance, sole trader and self-employed. What’s the difference?

What's the difference between being freelance, a sole trader or self-employed? And what are the legal and tax implications? Find out here...

Do I need employers’ liability for freelancers?

Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...

What’s malpractice insurance and why is it different to professional indemnity & public liability?

Find out how treatment malpractice insurance protects you if you injure a client. Also, why professional indemnity and public liability can't help.

What insurance does my charity need?

A simple answer to the question 'What insurance do charities need?' including a look at public liability, trustees' insurance, events and more

What you need to know about setting up an after school club and after school club insurance

All you need to know about setting up an out of school club, what the regulations are, and what after school club insurance you need.

Does my charity need employers’ liability insurance for volunteers?

The Charity Commission recommends protecting your helpers with insurance for volunteers. Here's what it does and why your charity needs it.

Why sports clubs need public liability insurance

Public liability insurance for sports clubs puts your club in a winning position by protecting it from compensation claims. Here's how.

How cyber insurance can help charities combat cybercrime

Over a quarter of charities reported a cyber-attack last year. Find out how charity cyber insurance can help in the fight against cybercrime.

Why charities need employers’ liability insurance

If your charity has staff, volunteers, or both, find out why employers' liability insurance for charities is a must-have.