Managing risk

It's time to dispel the myths around small business insurance costs. Here's how your insurer decides what you'll pay. And why.

How run-off cover works with professional indemnity insurance. And why you need it to protect your past work even after you stop trading.

With your kit, your business, and your reputation to protect, insurance is a must for freelance photographers. Here's what you need...

In a perfect world, you'd never have to give someone the chop. But what if it can't be avoided? Find out how to dismiss an employee fairly.