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Managing risk

Should I get directors’ and officers’ insurance?
We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:
08/05/2013

What do insurance companies do?
Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...
28/02/2013

What does an insurance broker do?
Insurance can be a bit of a minefield, right? What does an insurance broker actually do? Turns out, some pretty great stuff.
13/02/2013

What your insurer wants (and why it matters)
Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.
17/01/2013

How to dismiss an employee fairly
As with most things, there's a right and a wrong way to fire people. Here's how to dismiss an employee fairly, and why getting it wrong can cost you dear.
10/01/2013

Are you safe from Getty Images? (Part two)
This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.
18/09/2012

Are you safe from Getty Images? (Part one)
If you’ve designed a website using Getty's images, and they haven’t been paid for, you could be in expensive trouble. So, are you safe from Getty Images?
18/09/2012

Office insurance explained
Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.
09/07/2012

Professional indemnity insurance explained
It’s a good idea to know what you’re getting before you part with your hard-earned cash. Here's professional indemnity insurance explained in a nutshell.
27/06/2012

Business continuity: are you prepared?
Business continuity means making sure your business can continue trading even in adverse circumstances. So why do so many SMEs have no plan B?
15/05/2012

Indemnity claims stories: small error, big problem
Malcolm was on holiday when the office called. Here's what happened next. Another cautionary tale in our series of PI claims stories.
22/02/2012

IR35: how to keep out the line of fire
IR35 and HMRC. Do you know what's what? Here's how to make sure you're the right side of the line – and stay there.
15/02/2012