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Managing risk

What is directors’ and officers’ (D&O) insurance?

Directors' and officers' insurance is a must if you own or help run a business. That's because you can be held personally liable if things go wrong.

What is employers’ liability insurance?

Employers’ liability insurance is a legal requirement if you have employees. Find out what it does and why you may need it even when you think you don't.

Professional insurance Q&A

Where do you start with professional insurance? Or finish, come to that? Our guide to what you do and don't need will help you decide.

How to make a professional indemnity insurance claim

How do you know when to make a professional indemnity claim? Or who you should call? Here's what to do and what NOT to do.

What does ‘duty of care’ mean?

As a professional, you have something called a ‘duty of care’ to your clients and staff - both legally and morally. Here's what that means.

Surveyors’ insurance: what you need and why

A hard hat won't be enough to protect you from harm if there's a claim against you. Find out how surveyors' insurance can do the job instead.

Professional indemnity insurance for engineers

Engineering risks are many and varied. Professional indemnity insurance for engineers protects your business and helps put it on a firm footing.

The small business insurance industry needs a shake up, starting with professional indemnity insurance

We found a huge number of UK small businesses are uninsured and that renaming professional indemnity insurance could mean better protection.

RICS professional indemnity insurance

RICS surveyors have to have professional indemnity insurance. Here's the low-down on what you need, why you need it and what it does for you.

Public liability insurance for accountants – why you need it

Public liability insurance for accountants offers calculated protection. It covers you for claims if someone or something comes a cropper.

Insurance for AAT accountants and bookkeepers

The Association of Accounting Technicians (AAT) says if you practise under an AAT licence, you must have professional indemnity insurance.

Who needs professional indemnity insurance?

Blame culture is everywhere. Claims can be made by people who aren't even your clients. Here's who needs professional indemnity insurance - and why.