Insurance explained

The problem with short-term insurance policies is that they can leave you high and dry when you need them most. Here's the how and why.

In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...