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Insurance explained

US contracts and professional indemnity insurance

Not all professional indemnity insurance policies cover US and Canadian contracts. Here's our advice for making sure you don't get caught out.

Why short-term insurance can be a bad idea in the long run

The problem with short-term insurance policies is that they can leave you high and dry when you need them most. Here's the how and why.

What do in the aggregate and any one claim mean?

In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.

Top 6 business insurance questions

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.

What do insurance companies do?

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...

What does an insurance broker do?

Insurance can be a bit of a minefield, right? What does an insurance broker actually do? Turns out, some pretty great stuff.

What your insurer wants (and why it matters)

Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.

Employers’ liability insurance and Christmas workers

You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.

Cyber insurance explained

You know you want to protect your business from cybercrime,and you've heard people mention cyber insurance, but what does it all mean? Read our handy guide.

Office insurance explained

Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.

Professional indemnity insurance explained

It’s a good idea to know what you’re getting before you part with your hard-earned cash. Here's professional indemnity insurance explained in a nutshell.

How to work out your professional indemnity insurance level of cover

There's no simple answer as every business is different. But here's what to consider when deciding on your professional indemnity insurance level of cover.