Insurance explained

Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.

Directors' and officers' insurance is a must if you own or help run a business. That's because you can be held personally liable if things go wrong.

Employers’ liability insurance is a legal requirement if you have employees. Find out what it does and why you may need it even when you think you don't.

Asking is the first step to understanding. So here's 5 key business insurance questions and answers to help lift the fog on what can be a tricky subject.