We're here to help
0345 222 5391
Mon-Fri, 9am-5pm, local rate & mobile friendly
Back

Insurance explained

Do I need public liability insurance?
Do you know what public liability insurance is? Do you know if your business needs it? Find out what it does and how it works...
07/03/2023

What does public liability insurance cover?
What's public liability? What does public liability insurance cover? Which businesses need it? Find out the answers to these and other questions here.
28/02/2023

Excess layer insurance explained
Excess layer insurance is a great way to top up your cover when your risks increase. Find out why you might need it and how it works.
16/02/2023

How treatments & training affect your beauty insurance
Find out how the treatments you offer and the training you have to do them makes a difference to your beauty therapist insurance.
06/02/2023

What’s directors’ and officers’ insurance and who needs it?
Find out why directors' and officers' insurance and employment practices liability insurance are essential for your business.
31/01/2023

What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
01/12/2022

What’s claims made insurance?
Professional indemnity is 'claims made' insurance. Other types of insurance are 'claims occurring'. But what's the difference? And why does it matter?
09/11/2022

What’s retroactive cover?
Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.
22/10/2022

Do I need insurance for my home office?
Can you rely on your existing home insurance policy for cover if you work from home? Or do you need home office insurance? Find out…
13/10/2022

What’s public liability insurance?
What is public liability insurance? A highly useful ally in helping your business survive modern-day compensation culture, that's what. Find out how.
10/10/2022

Do agency nurses need their own insurance?
By law, all agency nurses must have nurses' indemnity insurance. Whether or not you need your own policy, depends on your agency.
28/09/2022

Recruitment consultant insurance: do you need vicarious cover?
Did you know some recruitment consultant insurance covers the people you place for the work they do, and some doesn't?
11/08/2022