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Insurance explained

Small business insurance costs explained

It's time to dispel the myths around small business insurance costs. Here's how your insurer decides what you'll pay. And why.

Why use an insurance broker?

Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.

What’s PI run-off cover and who needs it?

Here's how professional indemnity insurance run-off cover works. And why you need it to protect your past work even after you stop trading.

Professional indemnity or public liability insurance? Do you need both?

Professional indemnity or public liability insurance? What's the difference and which one do you need? Both, probably. Here's why.

Professional indemnity insurance costs explained

So, how much does professional indemnity insurance cost? Here's why there's not (always) a simple answer...

How business insurance claims work

How long does the business insurance claims process take? What happens? Who do you talk to? Here's all you need to know.

Understanding underinsurance

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

What does negligence mean?

What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.

How not to be underinsured

Being underinsured can leave you seriously out of pocket and put your future in jeopardy if something goes wrong. Here's how to avoid it.

How are insurance premiums calculated?

Feel like your insurer is just pulling numbers out of thin air? Exactly how are insurance premiums calculated? Here's what you need to know.

Cyber insurance for management consultants

Find out how cyber insurance for management consultants saved one unlucky person from a tricky data breach. And the costs that came after.

Cyber insurance for marketing agencies: case study

How cyber insurance for marketing agencies provided business-saving support after an embarrassing data breach.