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Insurance explained

How much professional indemnity insurance do I need?

Deciding how much professional indemnity insurance to buy can be tricky. Here's a helping hand in getting the right amount of protection.

Why your business needs professional indemnity insurance

Not sure what insurance your business needs? Here's the lowdown on who needs professional indemnity insurance – and why.

Professional indemnity insurance claims examples

These professional indemnity insurance claims examples serve as a warning of what can go wrong, and how much it costs.

Small business insurance costs explained

It's time to dispel the myths around small business insurance costs. Here's how your insurer decides what you'll pay. And why.

Why use an insurance broker?

Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.

What’s run-off cover and who needs it?

Here's how professional indemnity insurance run-off cover works. And why you need it to protect your past work even after you stop trading.

Professional indemnity or public liability insurance? Do you need both?

Professional indemnity or public liability insurance? What's the difference and which one do you need? Both, probably. Here's why.

Professional indemnity insurance costs explained

So, how much does professional indemnity insurance cost? Here's why there's not (always) a simple answer...

How business insurance claims work

How long does the business insurance claims process take? What happens? Who do you talk to? Here's all you need to know.

Understanding underinsurance

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

What does negligence mean?

What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.

How not to be underinsured

Being underinsured can leave you seriously out of pocket and put your future in jeopardy if something goes wrong. Here's how to avoid it.