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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

The value of service
What’s more important to you and your business? Getting customers through the door? Or looking after them once they’re with you?
14/03/2012

Indemnity claims stories: small error, big problem
Malcolm was on holiday when the office called. Here's what happened next. Another cautionary tale in our series of PI claims stories.
22/02/2012

IR35: how to keep out the line of fire
IR35 and HMRC. Do you know what's what? Here's how to make sure you're the right side of the line – and stay there.
15/02/2012

How to work out your professional indemnity insurance level of cover
There's no simple answer as every business is different. But here's what to consider when deciding on your professional indemnity insurance level of cover.
09/02/2012

How to do business risk management
Risk management is an essential part of running a successful business. All you need to know is where to start. Like here, for example...
24/01/2012

How to manage winter workplace disruption
But, for employers at least, the weather isn’t the only bringer of winter woes. Colds, ‘flu and other illnesses tend to rear their ugly heads at this time of year, and holiday requests for the festive season can empty a small business of its staff.
14/12/2011

The disadvantages of subcontracting your work
Thinking of using freelancers? Find out about the disadvantages of subcontracting your work and get tips on how to avoid being blamed for others' mistakes.
23/11/2011

Business insurance brokers: online or offline?
It’s the 21st century and buying stuff online is easy and, for many, the default choice. But does the same apply to business insurance? 
10/11/2011

Why you should keep your insurance broker updated
Changing address, increasing turnover, new business activities, a new company name and increasing your level of cover all have ramifications.
14/09/2011

Is your insurance ‘any one claim’ or ‘in the aggregate’?
Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...
31/08/2011

No rest for the wicked!
One of the best ways to understand the challenges and realities of running a small business is to work in one.
02/08/2011

What is professional liability insurance?
Professional liability insurance, professional indemnity, public liability, personal indemnity. All the same, right? No. Here's why.
01/08/2011