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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Business continuity: are you prepared?

Business continuity means making sure your business can continue trading even in adverse circumstances. So why do so many SMEs have no plan B?

Business storage and effective archiving

According to crime figures from the Guardian, burglaries are already up 14% on 2011 so security is a key concern and investing in a good quality alarm system is a sensible idea.

The value of service

What’s more important to you and your business? Getting customers through the door? Or looking after them once they’re with you?

Indemnity claims stories: small error, big problem

Malcolm was on holiday when the office called. Here's what happened next. Another cautionary tale in our series of PI claims stories.

IR35: how to keep out the line of fire

IR35 and HMRC. Do you know what's what? Here's how to make sure you're the right side of the line – and stay there.

How to work out your professional indemnity insurance level of cover

There's no simple answer as every business is different. But here's what to consider when deciding on your professional indemnity insurance level of cover.

How to do business risk management

Risk management is an essential part of running a successful business. All you need to know is where to start. Like here, for example...

How to manage winter workplace disruption

But, for employers at least, the weather isn’t the only bringer of winter woes. Colds, ‘flu and other illnesses tend to rear their ugly heads at this time of year, and holiday requests for the festive season can empty a small business of its staff.

The disadvantages of subcontracting your work

Thinking of using freelancers? Find out about the disadvantages of subcontracting your work and get tips on how to avoid being blamed for others' mistakes.

Business insurance brokers: online or offline?

It’s the 21st century and buying stuff online is easy and, for many, the default choice. But does the same apply to business insurance? 

Why you should keep your insurance broker updated

Changing address, increasing turnover, new business activities, a new company name and increasing your level of cover all have ramifications.

Is your insurance ‘any one claim’ or ‘in the aggregate’?

Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...