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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

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What’s retroactive cover?
Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.
22/10/2022

Do I need insurance for my home office?
Can you rely on your existing home insurance policy for cover if you work from home? Or do you need home office insurance? Find out…
13/10/2022

How to protect your images online
The web makes it easy for photographers to share work. But how do you protect your images online? Copyright, backup, & some insurance helps
26/08/2022

Recruitment consultant insurance: do you need vicarious cover?
Did you know some recruitment consultant insurance covers the people you place for the work they do, and some doesn't?
11/08/2022

Insurance for tradesmen. What do you need?
Insurance is the tool tradesmen need to protect their business. But what cover should they choose? And what does it do? Find out…
21/06/2022

How business interruption insurance can help your business
Business interruption insurance covers your lost income and additional costs when an unexpected event stops you trading as normal. Here's how.
01/06/2022

What are Good Neighbour Schemes and do you need insurance to set one up?
All you need to know about Good Neighbour Schemes, how to set them up, and what insurance you need to run them.
31/05/2022

What are the benefits of an HR business partner for small businesses and charities?
An HR business partner can provide the ideal solution for smaller organisations without their own HR department or expert. Here's why...
26/05/2022

How equipment breakdown insurance avoids breaking the bank
Equipment breakdown insurance is for those times when a bit of kit just stops working. But what does it do and how can it help? Find out...
24/05/2022

The cost and impact of bad business advice on the UK’s small and micro-businesses
Our survey reveals the effect of bad business advice on UK small & micro-businesses. Find out what it costs & which sectors are hit hardest.
28/04/2022

What’s an insurance excess?
An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium. But not always...
13/02/2022

Indemnity claims stories: the accountant
Here's another one in our series of professional indemnity claims stories. Turns out it's not the end of the world after all.
01/02/2022