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Advice, News & Know-how

Professional indemnity

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Claims-in-a-cartoon: the five-grand typo

Here's the story of how an innocent finger slip landed one agency with a bill for £5,000. And how their professional indemnity insurance saved the day.

Why are PI claims sometimes refused?

There are several reasons insurers sometimes turn down professional indemnity (PI) claims. Our claims specialist, Jane Aldous, explains why.

Immigration consultants’ insurance: who’s right?

OISC members: when it comes to your professional indemnity insurance, it's the government v your insurer. And you're caught in the middle. Read our advice.

Claims advice for copywriters

We spent the day at the Professional Copywriter's Network conference and discovered copywriters want to know about PI claims. Cue some sobering stories...

Travel agent or tour operator? Why it matters for your insurance

Odd question perhaps, but which one are you? Travel agent or tour operator? And why does it make a difference to your insurance? All explained here.

CIMA insurance for accountants explained

Join CIMA and you'll need professional indemnity insurance. But that's just the start. There's more you need to think about, too. Here's the lowdown.

Intellectual property rights: what you need to know

Not all breaches of intellectual property rights are covered by professional indemnity insurance. Here's how to avoid a claim, and protect your own work.

US contracts and professional indemnity insurance

Not all professional indemnity insurance policies cover US and Canadian contracts. Here's our advice for making sure you don't get caught out.

Why short-term insurance can be a bad idea in the long run

The problem with short-term insurance policies is that they can leave you high and dry when you need them most. Here's the how and why.

What do in the aggregate and any one claim mean?

In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.

How to use stock images safely

Blogger? Graphic designer? Web designer? Image user? Make sure you get the right licence or risk a hefty fine. Here's how to use stock images safely.

Top 6 business insurance questions

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.