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Advice, News & Know-how

Professional indemnity

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Management consultants’ insurance explained

We all know what can happen to best-laid plans. Here's how management consultants' insurance can help if a client doesn't see the cunning in yours.

What’s claims made insurance?

Professional indemnity is 'claims made' insurance. Other types of insurance are 'claims occurring'. But what's the difference? And why does it matter?

What’s retroactive cover?

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.

UK hair and beauty industry statistics 2023

Up-to-date figures and statistics about the UK hair, nail and beauty industry. The facts at your fingertips, all in one place...

Do agency nurses need their own insurance?

By law, all agency nurses must have nurses' indemnity insurance. Whether or not you need your own policy, depends on your agency.

Recruitment consultant insurance: do you need vicarious cover?

Did you know some recruitment consultant insurance covers the people you place for the work they do, and some doesn't?

Insurance for tradesmen. What do you need?

Insurance is the tool tradesmen need to protect their business. But what cover should they choose? And what does it do? Find out…

Spotlight on insurance for freelance photographers

With your kit, your business, and your reputation to protect, insurance is a must for freelance photographers. Here's what you need...

The cost and impact of bad business advice on the UK’s small and micro-businesses

Our survey reveals the effect of bad business advice on UK small & micro-businesses. Find out what it costs & which sectors are hit hardest.

What insurance does a limited company need?

2020 saw the highest number of companies incorporated on record in the UK. But what kind of insurance does a limited company need? Find out

What’s an insurance excess?

An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium. But not always...

Professional indemnity insurance for IT professionals

IT industry insurance isn't always straightforward. With so many different roles, come so many different risks. Find out what cover you need.